General Liability Insurance – Baton Rouge, LA
General Liability Insurance
General Liability Insurance offers businesses financial security against claims related to bodily injury, property damage, and personal injury stemming from their operations, products, or services.
General Liability Insurance, also referred to as “commercial liability insurance,” is a comprehensive commercial insurance policy safeguarding businesses against various liability exposures. This coverage generally encompasses product liability as well. Premier Insurance Group, LLC strongly advises all businesses to secure general liability coverage.
For businesses in Baton Rouge, Louisiana, here’s some essential information about commercial liability insurance:
Please review the following list for additional general liability coverages frequently offered.
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General Liability Insurance
General Liability Insurance offers businesses financial security against claims related to bodily injury, property damage, and personal injury stemming from their operations, products, or services.
General Liability Insurance, also referred to as “commercial liability insurance,” is a comprehensive commercial insurance policy safeguarding businesses against various liability exposures. This coverage generally encompasses product liability as well. Premier Insurance Group, LLC strongly advises all businesses to secure general liability coverage.
For businesses in Baton Rouge, Louisiana, here’s some essential information about commercial liability insurance:
Please review the following list for additional general liability coverages frequently offered.
Professional Liability Insurance (Errors & Omissions)
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Premier Insurance Group, LLC recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance (EPLI)
Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Premier Insurance Group, LLC recommends considering this type of coverage.
Directors and Officers Insurance (D&O)
D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To find out more about these, as well as other products and services, call Premier Insurance Group, LLC at 225-523-4065 and we’ll help make sure you’re properly covered with a General Liability Insurance Policy in Baton Rouge, LA or elsewhere in Louisiana.
Frequently Asked Questions about General Liability Insurance
Who needs general liability insurance?
Most businesses should carry a general liability insurance policy to protect them from the various types of lawsuits regarding injury as well as to cover attorney’s fees.
Do all businesses need a general liability insurance policy?
If you are in business, you should carry a general liability insurance policy. There are few businesses that would not need it, but in general, it is a good idea.
How much does general liability insurance cost?
The cost of general liability insurance varies on the type of business you are in, how many employees you have and other business specifics. To get an accurate idea of what the cost of general liability insurance is, contact an agent in our office for a quote.